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Welcome to 658 Gemstone Drive in the Master Planned Community of Rancho Tesoro. This highly sought after Terracina Plan 2AR home is stunning with plenty of upgrades! This rarely available home located on Gemstone Drive has mountain views of Double Peak located in a gated community. Highlights include a bright and open floor plan featuring updated flooring throughout, updated kitchen with stainless steel appliances that stay with the property. Title 24 Compliant LED Lighting throughout, Low-E Dual Glazed Windows, Programmable, Adjustable and Adaptable Honeywell Lyric T6 Smart Wi-Fi Thermostat, and Tankless Water Heater with Direct Vent just to name a few. Downstairs office/bedroom has a full shower with upgrades. Upstairs features the primary suite with his/her closets and an attached bathroom. 2 additional secondary bedrooms with a shared bathroom as well as a cozy loft for a play area or movie entertainment. The backyard has a practice putting green along with flexible space for relaxing/playing/entertaining that's fenced in. Conveniently close to the community pool, parks, CSUSM, and shopping. Children can attend Discovery Elementary School, Double Peak Middle School (6th, 7th, 8th grade) Mission Hills High School or San Marcos High School (will need inter-district request transfer).
Listing agent: John Castillo DRE #02020554 juan.p.castillo@me.com, Listing office: Coldwell Banker Realty
MLS data updated 10/25/2026, 12:51:59 AM PT
Source: CRMLS, MLS #: NDP2410766
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 16, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,240,000Closed sale · Jan 16, 2025ZIP 92078 · Jan 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.