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Welcome to life inside the gated community of Rancho Tesoro — one of San Marcos’ most sought-after neighborhoods where connection, convenience, and everyday lifestyle come together beautifully. Built in 2018, this thoughtfully designed home offers the feel of newer construction with modern features, energy efficiency, and flexible living spaces ideal for today’s lifestyle. Inside, you’ll find 3 bedrooms plus a dedicated office with a closet already added, creating the flexibility for an optional 4th bedroom on the first floor, guest room, or play space. The downstairs living is open and inviting, with the kitchen, dining, and family room seamlessly connected — perfect for entertaining, everyday living, and staying connected with family and guests. The home also features owned solar, a whole house fan, and tankless water heater for improved energy efficiency and comfort year-round. Beyond the home itself, Rancho Tesoro is the kind of neighborhood people fall in love with for the lifestyle it offers. Residents enjoy a resort-style pool, BBQ areas, parks, gated privacy, and a true sense of community where neighbors gather, kids ride bikes, and evenings often end with sunset walks through the neighborhood. Just outside the gates, you’re moments from Discovery Lake, scenic hiking trails, Double Peak, and the growing North City district filled with coffee shops, restaurants, wellness studios, and local events. Cal State San Marcos and Palomar College are nearby, along with convenient access to shopping, dining, and major freeways — all while still feeling peaceful and tucked away. This is more than just a home — it’s morning trail walks, summer pool days, neighborhood gatherings, and the kind of community atmosphere that’s becoming harder to find. Rancho Tesoro offers the perfect blend of North County lifestyle, comfort, and connection. Come experience why so many people are proud to call this neighborhood home.
Listing agent: Jennifer Chaney DRE #01396118 jennifer@jenniferchaneyhomes.com, Listing office: eXp Realty of California, Inc
MLS data updated 10/24/2026, 12:50:51 PM PT
Source: CRMLS, MLS #: NDP2604440
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 17, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,100,000Closed sale · Jun 17, 2026ZIP 92078 · Jun 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.