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Tranquility meets wondrous blue! Seek out treasures in 'your private cove'. Enjoy countless gorgeous sunsets & sea breezes at this cabin-like beach home. Situated at the north end of town, the lesser-traveled street feels private, yet it's within walking distance to Cayucos Pier and downtown stores. Home offers 1 bedroom & 1 bath with living area by ocean while 2 more bedrooms & full bath sit atop the detached garage. Panoramic views could be enjoyed from almost every room within the home. Unwind on warm sunny days and watch the school of dolphins or whales from the cozy sunroom, or out on the back patio and deck. Head down to the lower private deck on windier days, or along steps to the beach, to check out the waves. Property is also a licensed vacation rental. A bonus : the large lot is zoned multi-family & offers lots of possibilities for expansion or adding on a second unit. Buyers should check with County and satisfy themselves on zoning and building codes.
Listing agent: Sherry Sim DRE #01385503 sherry@sherrysim.com, Listing office: SIM Real Estate
MLS data updated 10/19/2026, 2:19:11 AM PT
Source: CRMLS, MLS #: SC1053221
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 15, 2016
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.