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Welcome to your coastal escape in the heart of Cardiff-by-the-Sea! Just 1 mile from the beach and Coast Hwy 101, this updated single-story twin home blends beachside charm with smart investment potential. This 2-bed, 1-bath home features an open layout filled with natural light, luxury vinyl plank flooring, quartz kitchen counters, updated sink and faucet, modern ceiling fans, a remodeled bathroom, and an automated garage door. The kitchen opens to a bartop dining area, while the backyard is ideal for entertaining with a firepit, tiered seating, and drought-tolerant landscaping. The front yard features fresh sod and sprinkler irrigation. One unique value-add: many neighbors have converted the attached 1-car garage into a third bedroom and second bathroom—turning this into a true 3-bed, 2-bath home and significantly increasing equity or rental potential. Additional perks: indoor laundry, driveway + street parking, and no HOA. Enjoy walkability to Encinitas Community Park, Bobby Riggs Pickleball Club, top schools, and proximity to downtown Encinitas, Cardiff Plaza, great restaurants, and shopping. Easy access to the 5 Freeway and all of North County. With $4M in city-funded upgrades (bike paths, sidewalks, and new paving), this home delivers lifestyle, location, and long-term upside in one of San Diego’s most beloved coastal communities.
Listing agent: Raquel Abrams DRE #02157232 Raquel@OGroup.com, Listing office: The Oppenheim Group
MLS data updated 11/1/2026, 1:19:09 AM PT
Source: CRMLS, MLS #: 250031805SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 7, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$850,000Closed sale · Aug 7, 2025ZIP 92007 · Aug 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.