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This charming coastal retreat offers sweeping Monterey Bay views from the kitchen, living room, and all 4 bedrooms. Located securely behind the gate in the Rio Surf & Sands community, the setting is unmatched. The great room showcases open-beam ceilings and a wall of glass that opens to the deck for effortless indoor/outdoor living. Kitchen, living, and dining flow together for easy entertaining and everyday comfort, and the floor plan provides excellent separation of space across three levels. Approximately 2,000 sq ft of living space plus a rare 3-car garage means plenty of parking and room for boards, bikes and beach gear. Positioned along the gentle hillside, the property, per seller, sustained no notable damage during the storm surges of the last two winters. From here you are minutes to Seacliff State Beach, Seascape Golf Course, and world-class hiking and mountain biking in The Forest of Nisene Marks State Park. Close to surf breaks, coffee, shopping, and dining - this isn't just a beach house - it is a launchpad for your Aptos lifestyle. Enjoyed by this family for over 30 years and surrounded by exquisite custom homes, the value and upside potential at this Beach Drive address are exceptional.
Listing agent: Samantha Olden DRE #01281183 solden@davidlyng.com, Listing office: David Lyng Real Estate
MLS data updated 10/19/2026, 7:25:30 AM PT
Source: CRMLS, MLS #: ML82017831
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 5, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,750,000Closed sale · Dec 5, 2025ZIP 95003 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.