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Calling all visionaries. This classic 2-story duplex in Cayucos on the west side of Hwy 1 is ready for its transformation. The current layout offers 1600+ sq ft and is split into two units…an upper 2BD/1BA with a cottage feel and a large 1BD/1BD lower unit. Current architectural plans are available for a new owner to pick up on the current rebuild vision or consider something entirely new to create a custom coastal retreat. Plus, the property currently has an ACTIVE VACATION RENTAL LICENSE for those considering an investment property. An expansive hillside deck has the potential to more than double outdoor living space with panoramic views from up above the home. The upstairs main living space has retained some of the original mid-century touches and quirky built-ins that give this home a unique, charming cottage vibe plus wall-to-wall windows with views of the Pacific Ocean, Morro Rock, and the Cayucos Pier to watch incredible sunsets year-round. Both units have galley style kitchens, ceiling fans, and vintage tile bathrooms. There's a carport for a small vehicle or outdoor seating area and storge closets plus limited on-street parking. Downtown Cayucos is just down the hill, with local restaurants, shops, the new Cayucos Landing community space, and activities plus public beach access that spans several miles of beautiful coastline.
Listing agent: Catherine Stone DRE #00917365 catherinestone@att.net, Listing office: Central Coast Real Estate
MLS data updated 10/16/2026, 10:52:52 PM PT
Source: CRMLS, MLS #: SC26171421
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 6, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,199,000Original asking price · Aug 6, 2026ZIP 93430 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.