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Coastal Living with Ocean & Morro Rock Views! Welcome to 590 Downing Street, a thoughtfully designed 3-bedroom, 2.5-bathroom home offering 1,890 sq. ft. of coastal living on a 4,000 sq. ft. lot in scenic Morro Bay. Built from the ground up by the original owner, this home was designed to maximize both functionality and breathtaking views. Step inside to an open floor plan filled with tons of natural light, making it perfect for entertaining guests. The bright and airy living area and primary suite open onto a spacious front balcony, offering stunning ocean and Morro Rock views. A second balcony at the back provides private ocean and foothill views, leading to a newly landscaped, low-maintenance backyard featuring a fruit tree—a serene retreat to enjoy the coastal breeze. This home offers ample storage throughout, including extra space in the garage, ideal for tools, crafts, or hobbies. Recent updates include brand-new carpet and a newly landscaped front and backyard, enhancing the home’s move-in-ready appeal. For added convenience, an elevator ensures easy access between levels. Nestled in a highly desirable neighborhood, this home is just minutes from downtown, shopping, renowned restaurants, local schools, and the iconic Embarcadero. This turnkey property truly embodies coastal living at its finest. Don’t miss the opportunity to make this exceptional residence your own!
Listing agent: Teri McKay DRE #01920220 soldbyterimckay@gmail.com, Listing office: Real Brokerage Technologies
MLS data updated 10/27/2026, 10:14:09 PM PT
Source: CRMLS, MLS #: PI25169844
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 19, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$965,000Closed sale · Dec 19, 2025ZIP 93442 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.