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This is the best location on Moonstone Beach, overlooking the ocean, Santa Rosa Creek Estuary, and adjacent to an open space park. It is rare to find a single level home with such special coastline views; the oversized parcel offers wonderful outdoor spaces and rear garage (4 car-tandem). The home offers three spacious bedrooms, three baths, a living room and family room, each with fireplace and spectacular views, a granite counter kitchen with stainless appliances, beautiful custom wood built-ins, open beam ceilings, stone and wood. The oversized parcel, with Gracey designed landscape and hardscape (one of his finest examples) offers an outdoor room with a fire pit, patio, no-care turf and custom ironwork gating. The detached 4-car garage has an attached work area with 4th bathroom and is plumbed/constructed for future 500 sq.st. apartment with ocean view. There is a security system and central vac. Seller may consider short term seller financing or lease option. Lot Description: st-to-st flag type parcel
Listing agent: Becky Adams DRE #00880858 Becky@BeckyAdams.com, Listing office: Coldwell Banker Kellie & Assoc
MLS data updated 10/20/2026, 3:01:29 AM PT
Source: CRMLS, MLS #: SC1055064
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 29, 2016
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93428 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.