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Experience the beauty of coastal living in this exceptional single-level residence overlooking iconic Moonstone Beach. Unobstructed ocean views stretch south and west, creating a breathtaking backdrop framed by expansive picture windows in the living and family rooms. Offering approximately 2,439± square feet, this custom-built home features three bedrooms and three bathrooms, thoughtfully designed with timeless craftsmanship and comfort in mind. Warm wood flooring, decorative tile accents, exposed beam ceilings, and two inviting fireplaces create an atmosphere that is both elegant and welcoming. The open-concept floor plan is ideal for entertaining and everyday living. The spacious kitchen features stone countertops, built-in buffet cabinetry, a convenient bar counter, and stunning ocean views that make every meal memorable. Just beyond, the outdoor living area invites relaxation with a stone patio, fire pit, mature landscaping, and protective glass fencing designed to preserve the spectacular coastal vistas. Two bedrooms are private en-suite retreats, while two bathrooms feature dual-sink vanities and walk-in showers. A beautifully appointed guest bath showcases decorative tile-work and custom finishes. Additional highlights include a dedicated laundry room with cabinetry and counter space, as well as a cozy office nook and built-in storage. Situated on a desirable street-to-street 7,195 square foot lot, the property includes a detached four-car garage positioned at the rear of the parcel. The garage offers exceptional flexibility, featuring a half bath, bonus room ideal for an office, studio, or recreation space, and a private deck. This unique configuration presents exciting possibilities for additional living, work, or guest accommodations while maintaining generous garage capacity. Meticulously maintained and rich in custom details, this remarkable residence is equally suited as a full-time coastal home or an unforgettable seaside retreat. Located in the charming village of Cambria, Moonstone Beach is renowned for its scenic boardwalk, dramatic coastline, and abundant wildlife. Enjoy nearby restaurants, wine tasting, art galleries, and unique boutiques, while the natural beauty of San Luis Obispo County offers endless opportunities for exploration and relaxation. Begin each morning with a stroll along the beach and end your day with spectacular sunsets and the soothing sound of the Pacific Ocean just beyond your doorstep.
Listing agent: Laura McKinney DRE #01493489 LauraMcKinneyRE@gmail.com, Listing office: Central Coast Sotheby's International Realty
MLS data updated 10/19/2026, 3:17:03 PM PT
Source: CRMLS, MLS #: SC26104505
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 14, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,840,000Closed sale · Oct 14, 2026ZIP 93428 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.