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Just moments from the heart of downtown Half Moon Bay, this home offers a rare opportunity for a coastal retreat with built-in income potential. Blending the charm of a beach-town residence with the flexibility of a triplex, the property creates a different approach to coastal ownership. Live in one residence while the additional units help offset expenses, transforming the economics of owning near the coast. Rather than a traditional investment property, this home presents a lifestyle purchase designed to support itself. Each of the three self-contained units features its own entrance, kitchen, and living space, allowing for privacy and flexibility whether used for long-term tenants, extended family, guests, or a combination of both. The front residences showcase the homes original character with sun-filled interiors, while the upper unit offers elevated living with a relaxed coastal feel. Outside, a shared backyard creates space to unwind, garden, or entertain after a day at the beach. Ample off-street parking adds convenience, while nearby beaches, coastal trails, cafés, and Main Street shops and restaurants place the best of Half Moon Bay just moments away. This is a rare chance to enjoy the coastal lifestyle with a property positioned to help make it attainable.
Listing agent: Vickie Burgess DRE #01862208 vickie@realsmartgroup.com, Listing office: Realsmart Properties
MLS data updated 10/30/2026, 4:03:01 AM PT
Source: CRMLS, MLS #: ML82055466
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 24, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,448,000Original asking price · Jul 24, 2026ZIP 94019 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.