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Welcome to your beachfront dream home at 553 Beach Drive in Aptos! Located behind the private gates of Rio Surf & Sand, this stunning 4-bed, 3-bath coastal retreat offers 2,244 sq ft of luxurious living on an expansive 10,193 sq ft lot. Masterfully designed by renowned architect Thatcher Thompson and impeccably constructed by DeMattei Construction in 2007, the home is thoughtfully designed around a central courtyard, creating a seamless indoor-outdoor flow ideal for entertaining or quiet relaxation. The light-filled great room features soaring ceilings, a gas-log fireplace with gas starter, and panoramic views of Monterey Bay. The open-concept kitchen boasts high-end finishes, a spacious island, and direct access to ocean-view decks. Beyond the discreet entry lies a central courtyard that gracefully connects the homes wings through sliding doors, opening to reveal a stunning coastal panorama. The primary suite offers a serene escape, and three additional bedrooms provide flexibility for guests or a home office. Step outside to your private beachfront oasis with direct sand access and breathtaking views from Santa Cruz to Monterey. This is truly coastal living at its finest.
Listing agent: Tim Allen DRE #00891159 team@timallenproperties.com, Listing office: Coldwell Banker Realty
MLS data updated 10/20/2026, 10:37:09 AM PT
Source: CRMLS, MLS #: ML82023310
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 14, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$5,525,000Closed sale · Jan 14, 2026ZIP 95003 · Jan 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.