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This Long Beach coastal cottage checks all the right boxes—starting with the financing. The home comes with a 2.75% assumable loan, giving qualified buyers the chance to secure a rare, below-market rate that’s almost impossible to find today. Inside the main home, you’ll find 3 bedrooms and 3 bathrooms across roughly 1,159 sq ft, plus a detached studio with a kitchenette and bath—about 270 sq ft of flexible space ideal for guests, extended family, or whatever suits your needs.Hardwood floors and abundant natural light create a warm, welcoming feel throughout. The living room leans into its beachside charm with shiplap walls, a custom wood-framed fireplace, and subtle surf-inspired details that feel thoughtfully curated. The kitchen has been tastefully updated with butcher-block countertops, a tile backsplash, stainless steel appliances, and a movable island that adds both style and function.The primary bedroom includes a private ensuite with a walk-in shower. The additional bedrooms offer great versatility—one is currently set up as a home office and includes its own full bathroom. An interior laundry room adds everyday convenience.Out back, the yard becomes its own retreat. The custom rock-style pool features a waterfall, slide, and bridge, while the covered patio with string lights sets the stage for year-round outdoor living—a true perk in Southern California. The detached studio offers even more possibilities with its kitchenette and bathroom, though buyers should independently verify permitted use and square footage. Additional highlights include central HVAC, updated bathrooms, ample driveway parking, and a welcoming front porch. With beaches, dining, and shopping nearby, this home is ready for its next chapter.
Listing agent: Bill D'Alvia DRE #01883312 bill@vistasir.com, Listing office: Vista Sotheby's Int'l Realty
MLS data updated 10/19/2026, 3:04:43 PM PT
Source: CRMLS, MLS #: PV26014633
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 7, 2026
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This home · nearest recorded event
$1,075,000Closed sale · May 7, 2026ZIP 90808 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.