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Welcome home! Situated in the gated community of Ocean Terrace, this spacious 4 bedroom, 3 bath, 2,676 sqft home defines the term "pride in ownership." I'm going to start listing features and you tell me when to stop. There is upgraded flooring throughout the whole home including laminate wood flooring downstairs and carpet upstairs. The kitchen was updated with stainless steel appliances, granite countertops, and custom backsplash. The entire interior has been painted with the addition of a custom built-in wine refrigerator. If you were wondering, the answer is yes...there is a convenient bed and bath on the 1st floor along with a beautiful fireplace in the family room. Using the custom stairwell, walk upstairs through the French doors into the spacious primary suite. Outfitted not with one, but two amazing closets, complete with mirrored doors and built-in organizers. Relax in the gorgeous Jacuzzi tub surrounded by a natural stone setting and bronze faucets. Do you want more? How about a balcony with views of the canyon and the ocean on a clear day? Should I keep going? Outside you will find that there has been extensive cement work done with in-laid brick and a short retaining wall. Practice your putts on the 3-hole putting green while using the built-in BBQ to prepare dinner. The outdoor fireplace and elevated patio with a gazebo, provide the perfect setting for entertaining! Wait...there's more. A newer landscape irrigation system, automatic landscape lighting, a spacious 3-car garage with a new opener, PAID OFF solar system installed in 2018, and a new HVAC system installed in 2020. You've read about it now come see it! Ocean Terrace / Spinnaker Ridge is ideally situated on the border of Carlsbad, with easy access to schools, parks, shopping, and golf.
Listing agent: Michael Fox DRE #01830921 mike@thefoxfactor.com, Listing office: Real Broker
MLS data updated 10/19/2026, 10:28:19 AM PT
Source: CRMLS, MLS #: NDP2308016
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 16, 2023
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,300,000Closed sale · Nov 16, 2023ZIP 92056 · Nov 2023
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.