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Opportunity is knocking with this Move-in Ready Single Story Home. Constructed in 1999, it features three bedrooms, two full bathrooms, and vaulted ceilings that enhance the sense of spaciousness. The living room is well-illuminated by natural light and includes a gas fireplace, ideal for cozy evenings. Upgrades made in November 2019 include new vinyl wood plank flooring throughout the home, new tile floors in the bathrooms, and new tile countertops in both the kitchen and bathrooms. Additionally, in 2019 the kitchen was outfitted with stainless-steel appliances, to include a gas stove, and an oversized stainless steel sink, complemented by a walk-in pantry. The primary bathroom is equipped with dual sinks, a walk-in closet, and a privacy toilet door. 2023 the entire house was replumbed. In the summer of 2024, a brand-new heating and air conditioning system was installed to ensure comfort during hot and cold weather. Gas water heater has been replaced. In 2020, a new concrete patio was poured in the backyard and alongside the house, extending to the front sidewalk to provide additional parking space. On one side of the house, double fence gates offer convenient access to the backyard. An Alumawood patio cover creates a comfortable space for summer gatherings and barbecues. The wrought iron fencing at the back of the house allows for uninterrupted enjoyment of the adjacent green open space, thereby enhancing the yard's spacious feel. And there is a shed in the side yard for additional storage of your yard tools! The Lake Rancho Community provides amenities such as a community pool, spa, clubhouse, tennis courts, walking trails, playgrounds, and is part of the highly regarded Bonsall School District. Low HOA and low taxes. It is also conveniently located less than a mile away from I-15 and Hwy 76, making it an excellent choice for commuters. Close to Camp Pendleton, Wine Country, and the Beach. Great Value in Beautiful San Diego County!
Listing agent: Jane Kepley DRE #01755298 kepleyrealestate@att.net, Listing office: Premiere Real Estate
MLS data updated 10/27/2026, 3:25:29 PM PT
Source: CRMLS, MLS #: ND25141764
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 12, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$655,700Closed sale · Aug 12, 2025ZIP 92028 · Aug 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.