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Welcome to your oasis that is just under .5 miles from the beach! This beautifully maintained 3 bedroom, 2 bathroom coastal home offers easy, low-maintenance living in the welcoming 55+ Silver City Resort. Built in 2018 with approximately 1,520 square feet of living space, this move-in ready home is a wonderful option for a primary residence, second home, or peaceful Central Coast retreat. Step onto the inviting front porch and enjoy the cool ocean breeze before entering a bright, open floor plan designed for comfort and everyday living. The spacious kitchen features an oversized island, abundant cabinetry, and great flow into the dining and living areas, making it perfect for entertaining, hosting family, or simply relaxing at home. Large windows and skylight bring in plenty of natural light, and the thoughtful layout offers flexibility for guests, hobbies, remote work, or extended stays.The primary suite includes a separate entrance, offering added privacy and convenience. Outside, the lot provides room to personalize and enjoy, with potential for a garden area, pet-friendly space, or your own cozy outdoor retreat. Silver City Resort offers a peaceful yet connected lifestyle with a resident clubhouse, pocket park, and regular community gatherings. You’ll love being close to Morro Rock, local restaurants, coffee shops, boutique shopping, scenic coastal trails, kayaking, and nearby wine country. Located on leased land with monthly space rent of approximately $900 plus metered utilities. Park approval required and pets are welcome. This is your opportunity to enjoy beach-close living, coastal breezes, and the relaxed Morro Bay lifestyle in one of the area’s established 55+ communities.
Listing agent: Kristyn Cram DRE #02098993 kristyn.cram@gmail.com, Listing office: Century 21 Masters
MLS data updated 10/25/2026, 10:53:37 PM PT
Source: CRMLS, MLS #: PI26101727
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 12, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$315,000Closed sale · Aug 12, 2026ZIP 93442 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.