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What an amazing opportunity, directly across from the beach in beautiful Cayucos-by-the-Sea! With unparalleled panoramic views, this property might be a licensed vacation rental, second home, or permanent home on the top floor with a private rooftop deck. The lower level has many potential uses, such as a hardware store, flower shop, office space, Gym or workout space, photography studio, even hold private events such as weddings, corporate gatherings, etc.. The possibilities are endless! Of course you will want to check with the county of San Luis Obispo to be sure your ideas are approved. The second-to-none location and superb finishing touches with not cease to amaze. There is a commercial-sized talking elevator and many great features throughout the property for everyone to enjoy. The extra-large decks are perfect for outdoor entertaining or relaxing and enjoying the beautiful sunsets, watching the surfers, dolphins, whales, and birds. This is your rare chance to own an incredible mixed-use building in the heart of downtown Cayucos, for your own pleasure or to add additional income to your portfolio. The garage space is staged as a bedroom (not included in the square footage) but can easily be used for a garage only. The downstairs is staged to help you imagine what your ideal use might be. This property is a MUST see! Call your Realtor today!
Listing agent: Catherine Stone DRE #00917365 catherinestone@att.net, Listing office: Central Coast Real Estate
MLS data updated 10/25/2026, 11:01:45 AM PT
Source: CRMLS, MLS #: SC21057389
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 26, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.