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Charming single-story 3-BD, 2-BA home nestled in one of North County’s most desirable communities, Lake Rancho Viejo. With a low $125/mo. HOA, it is ideal for first-time buyers, growing households, or those looking to downsize. Enjoy energy efficiency with a fully owned 22-panel solar system and Tesla Powerwall battery, covering most, if not all, electricity needs. A newer roof and dual-pane windows (appx. 8.5 years) provide lasting peace of mind, while a whole-house water filtration system includes an option to enhance your water with alkaline. The property backs to the San Luis Rey Riverbed, ensuring privacy with no rear neighbors or future development. The Southwest facing backyard is perfect for taking in sunsets under the pergola—and includes a small, pet and garden-friendly yard with 3 fruit trees, potentially qualifying for water-saving credits. Curb appeal shines with low-maintenance, drought-tolerant landscaping. Inside, vaulted ceilings and abundant natural light create a bright, open feel. The layout flows seamlessly from the kitchen to the open-concept living and dining areas with a cozy wood-burning fireplace and opens to the patio for effortless indoor-outdoor entertaining. Additional highlights include a kitchen with gas cooking, a dedicated laundry room, a primary suite with dual closets and ensuite, and a secondary bedroom with a private balcony. Conveniently located at the I-15 and CA-76 freeways approximately 30 minutes from Oceanside Beach, and less than 20 minutes from Downtown Fallbrook and Old Town Temecula. Enjoy fantastic amenities including a swimming pool, tennis courts, basketball court, multiple playgrounds, scenic picnic areas set among lush greenbelts, and a picturesque lake. Lake Rancho Viejo is known for its vibrant community spirit, with year-round events like annual chili cook-offs, community garage sales, an Easter egg hunt, and more! Located within the sought-after Bonsall School District.
Listing agent: Rebecca Monge DRE #01961244 RebeccaMonge1965@gmail.com, Listing office: Professional Realty Services
MLS data updated 10/19/2026, 2:09:47 AM PT
Source: CRMLS, MLS #: NDP2504492
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 11, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$655,000Closed sale · Jun 11, 2025ZIP 92028 · Jun 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.