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Peaceful beach retreat in Morro Bay! 490 Whidbey is where tranquility meets income potential. This rare opportunity offers a 2 bedroom 1 bath, single-level main home with a permitted 1 bedroom 1 bath above the garage. An abundance of natural light cheerfully illuminates the main house. Tile floors and open wood beam ceilings keep the beach lifestyle easy to maintain. The 1 bedroom 1 bath, upstairs unit, will have you staring at the ocean all day long! Enjoy the sunsets right from the comfort of your captain's retreat. Proximity to the beach allows for surfing, strolls with the dog, and much more. The serene landscape in the backyard is the perfect setting for a soak in the hot tub after a long day of coastal adventures. There is also RV parking with ocean breezes for your guests or RV storage. The 220V wired in the garage is perfect for shop projects! All while lowering your carbon footprint with an owned NOT leased solar system! If you have been scouring the coast for the ideal investment, then seeing this property is a must. Call your Realtor today and schedule a private tour.
Listing agent: Chris Langley DRE #01829259 Chris@cianorealestate.com, Listing office: Ciano Real Estate Inc.
MLS data updated 10/31/2026, 12:02:04 PM PT
Source: CRMLS, MLS #: SC20116577
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 22, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93442 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.