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Overlooking Monterey Bay, this beautiful oceanfront property offers a rare chance to embrace Capitola's coveted coastal lifestyle. This thoughtfully designed home, built in 2002, features 2 bedrooms, 2 baths, an office, and nearly 1,650 square feet of light-filled living space. Plentiful windows frame endless ocean vistas, while an inviting fireplace anchors the main living area for cozy evenings. The property strikes a balance between privacy and proximity to the heart of Capitola Village. From your doorstep, enjoy morning walks to nearby beaches, world-class surfing, or leisurely bike rides along the shoreline. Capitola's vibrant village offers an array of boutique shops, wine bars, and celebrated dining, all just moments away. Festivals, music on the Esplanade, and year-round community events make this neighborhood one of California's most charming seaside enclaves. After a day exploring Santa Cruz's surf breaks, redwood forests, or local wineries, retreat to your own cliffside sanctuary where sunsets paint the horizon. Blending natural beauty, coastal recreation, and small-town charm, 4840 Cliff Drive is an invitation to live the quintessential California beachside lifestyle.
Listing agent: Tim Allen DRE #00891159 team@timallenproperties.com, Listing office: Coldwell Banker Realty
MLS data updated 10/20/2026, 6:30:50 AM PT
Source: CRMLS, MLS #: ML82046689
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,010,000Closed sale · Jun 1, 2026ZIP 95010 · Jun 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.