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SELLER PAID RATE BUY DOWN AVAILABLE. Along with a price improvement, this property is ready for its next owner. Seller is motivated and willing to credit towards closing costs or a full point rate buy down. With recent top to bottom renovations, this is the nicest home on the block. This is the kind of home that immediately feels elevated yet comfortable. At its heart, a stunning designer kitchen sets the tone—featuring quartz waterfall countertops, a full-height stone backsplash, and brand-new GE appliances that blend beauty with everyday functionality. Rare for the neighborhood and oh so attractive in rental-friendly Templeton, this 4-bedroom, 2-bath home offers both space and function. This is especially true with the versatile fourth bedroom featuring its own private entrance, opening the door for flexibility as it is ideal for guests, a home office, or multigenerational living. The primary suite is a true standout, with vaulted ceilings, statement lighting, and a calm, airy feel. The spa-inspired en suite bathroom features floor-to-ceiling tile and a striking soaking tub that invites you to slow down at the end of the day. Additional highlights include a dedicated laundry alcove, generous storage throughout, a refinished two-car garage with backyard pass-through, and a custom outdoor water feature that adds a touch of tranquility to the space. Located within the highly sought-after Templeton School District and just minutes from Twin Cities Community Hospital, Highway 101, and the best of the Central Coast—wineries, hiking trails, local shops, and the coastline—this home offers the lifestyle so many people move here for. Thoughtfully upgraded and competitively priced, 46 Lone Oak presents a rare opportunity to step into turnkey living in one of Templeton’s most desirable pockets.
Listing agent: Janelle Eagle DRE #02162444 shehelpsllc@gmail.com, Listing office: eXp Realty of California, Inc
MLS data updated 10/19/2026, 4:16:22 AM PT
Source: CRMLS, MLS #: SC26068416
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 5, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$740,000Closed sale · Aug 5, 2026ZIP 93465 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.