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Welcome to this adorable property featuring two separate units—a charming, single-level, 2 bedroom, 1 bathroom house with a converted 1 bedroom, 1 bathroom studio above the garage in the back. You won’t want to miss this incredible opportunity to own a property in beautiful Morro Bay, with the potential to rent out one or both of the spaces! Live in the front house and rent out the back, rent them both for a fantastic investment opportunity, or build up the front house to be your dream beach home, with potential rooftop views of Morro Rock! A beautifully landscaped front yard brings you up to the front house, featuring a front deck, perfect for enjoying your morning cup of coffee or reading a book in the afternoon. The intimate kitchen and living room are the perfect spaces to host close family or friends. Enjoy the convenience of the separate side entrance from the kitchen, making it easy to head out to the expansive driveway with ample parking. The backyard between the two units has been nicely landscaped and would be a perfect space for outdoor entertaining on the cool Morro Bay evenings. The cozy studio offers a kitchenette, living room, and separated bedroom, and with its upstairs location, it offers lovely views beyond to the bay. The studio rents for $1,350/month and would be the perfect way to balance out your mortgage while living in the front house! Don’t miss the two-door garage, a very usable space for storage, also featuring the laundry facilities. Just moments away from the Morro Bay Golf Course, the Embarcadero, and countless delicious restaurants and boutiques, you won’t want to pass up this unique opportunity to own this property in Morro Bay!
Listing agent: Lindsey Harn DRE #01868098 soldbylindseyharn@gmail.com, Listing office: Richardson Properties
MLS data updated 10/27/2026, 1:00:08 PM PT
Source: CRMLS, MLS #: SC21153608
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 19, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93442 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.