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Always dreamed of owning a home in Capitola? Here's your chance! This affordable HUD home offers an incredible opportunity to live in the heart of Capitola for $300,000 in a 55+ community. Welcome to this inviting 2-bedroom, 2-bathroom home nestled in the vibrant heart of Capitola. Boasting a generous 1,244 square feet of living space, this home offers both comfort and potential. Step onto the oversized front porch perfect for entertaining family and friends and enter through sliding glass doors into a bright and open dining area and kitchen. The thoughtful layout features two spacious bedrooms, including a primary suite complete with a large en-suite bathroom, walk-in closet, and private access to the backyard. Outside, you'll find a private backyard space waiting for your personal touch. Whether you're dreaming of a garden retreat, outdoor dining area, or a relaxing oasis, the possibilities are endless. Located just minutes from Capitola Village & shops! HOA fees $469 + $150 (gas, electric, water) + $100 (maintenance, and repairs) + $100 (insurance) totaling $809 Since you own the land, the Co-Op fee in Santa Cruz County property tax 1.1% of the purchase price (divided into 12 months) Please review last two photos for the break down on the fees on the Park questionnaire
Listing agent: Jacqueline Hurst DRE #01876189 jthurst86@gmail.com, Listing office: eXp Realty of California Inc
MLS data updated 10/26/2026, 12:43:51 PM PT
Source: CRMLS, MLS #: ML82013713
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 16, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$280,000Closed sale · Apr 16, 2026ZIP 95010 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.