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Modern Coastal Living in the Gated St. Cloud Community Welcome to St. Cloud — Oceanside’s premier gated community blending modern design, resort-style amenities, and coastal convenience. Built in 2020, this beautifully appointed townhome offers the perfect balance of comfort and contemporary style, just 10 minutes from the heart of Oceanside and its vibrant beaches, restaurants, and shops. Step inside to discover a bright, open-concept living space with high ceilings, designer finishes, and today’s most sought-after features. The kitchen boasts sleek cabinetry, quartz countertops, and stainless-steel appliances — perfect for both entertaining and everyday living. Enjoy access to exceptional community amenities, including a sparkling pool and spa, fitness center, clubhouse with lounge areas, cabanas, BBQ area, playground, and expansive grass lawns ideal for outdoor relaxation. The neighborhood also offers ample guest parking, proximity to top-rated schools, and easy access to public transportation — making this home as convenient as it is beautiful. Whether you’re a first-time buyer, investor, or looking to downsize without compromise, this St. Cloud townhome delivers the ultimate Southern California lifestyle — stylish, secure, and perfectly located.
Listing agent: Heather Daum DRE #01876992 heather.daum@theagencyre.com, Listing office: The Agency
MLS data updated 10/26/2026, 2:06:31 AM PT
Source: CRMLS, MLS #: 250041098SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 9, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$648,000Closed sale · Feb 9, 2026ZIP 92056 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.