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Experience the pinnacle of coastal-suburban living in the premier gated community of St. Cloud in Ocean Ranch. This rare, end-unit townhouse was built in 2021 and feels brand new, offering a sophisticated blend of modern design and functional luxury. The versatile floor plan features four spacious bedrooms and 3.5 bathrooms, highlighted by highly coveted dual master suites. The first floor offers a full bedroom and en-suite bath. Upstairs, the main living level is an entertainer’s dream, featuring high vaulted ceilings and an open-concept great room flooded with natural light from oversized windows. The chef-inspired kitchen boasts premium appliances, crisp cabinetry, and an expansive island that overlooks the dining and living areas. You’ll also find the primary sanctuary with a walk-in closet and spa-like bath. On the third level, two additional full bedrooms and a full bath are perfect for guests, a home office, or multi-generational living. Residents enjoy resort-style amenities: a sparkling pool, spa, fitness center, clubhouse, and BBQ areas. Located just minutes from Highway 76 and 78, you are a short drive from Oceanside’s iconic beaches, the Pier, and downtown’s vibrant dining scene. Modern, private, and turnkey—this is the home you’ve been waiting for!
Listing agent: Aaron Lu DRE #02049992 aaronlu213@gmail.com, Listing office: United Home Teams, Inc.
MLS data updated 10/19/2026, 8:31:09 AM PT
Source: CRMLS, MLS #: 260010018SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 15, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$875,000Closed sale · Jun 15, 2026ZIP 92056 · Jun 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.