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Perched in the heart of Morro Bay, this exceptional coastal property delivers breathtaking, unobstructed views of the iconic Morro Rock, the stacks, and the sparkling Pacific Ocean — all from an expansive 8,700 sq ft lot zoned high density. The main residence is a 3-bedroom, 2-bathroom home designed for comfort and accessibility, featuring high ceilings, an ADA-compliant primary ensuite, and a private elevator. Entertain in style on the large deck, where a sunroom and spa await alongside some of the most stunning views the Central Coast has to offer — the perfect setting for morning coffee or sunset gatherings. A 2-car garage and a generous attached carport ensure ample parking and storage for residents and guests alike. Adding exceptional versatility and investment appeal, the property includes a detached 1-bedroom, 1-bathroom additional dwelling unit situated above its own garage. Full of potential, this unit is a blank canvas ready for your vision — whether as a rental income source, guest quarters, or creative retreat. An attached workshop rounds out the back of the property, ideal for hobbyists, craftspeople, or additional storage. Whether you're seeking a primary coastal residence with room for family, a savvy investment opportunity, or the flexibility of multi-generational living, 435 Dunes checks every box. Don't miss this rare Morro Bay gem — properties like this don't last.
Listing agent: Susie Brans DRE #01710596 susiebrans@gmail.com, Listing office: Central Coast Sotheby's International Realty
MLS data updated 10/19/2026, 3:05:44 AM PT
Source: CRMLS, MLS #: SC26106345
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 8, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,250,000Closed sale · Jul 8, 2026ZIP 93442 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.