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Welcome to this stunning end-unit townhome with a private entrance, located in the highly desirable gated community of St. Cloud within Ivey Ranch, Oceanside. This beautifully maintained home offers the perfect blend of modern upgrades, functional layout, and resort-style living just minutes from the beach, harbor, shopping, dining, golf, and convenient freeway access to Highways 76, 78, and I-5. Step inside to find an inviting open floor plan featuring luxury vinyl plank flooring throughout and newer carpet on the stairs and upper bedrooms. The chef’s kitchen showcases crisp white cabinetry, quartz countertops, a subway tile backsplash, stainless steel appliances, a gas range, and a pantry—all with a lovely view of the pool. Enjoy outdoor living on the private balcony just off the dining area, perfect for a BBQ or morning coffee overlooking the community. The home offers four spacious bedrooms and four full bathrooms, including a first-floor bedroom with an ensuite bath, ideal for guests or a home office. The main level features a bedroom, full bath, kitchen, dining, and living areas for easy everyday living. Upstairs, you'll find two additional bedrooms, each with its own ensuite bath. The primary suite features a large walk-in shower with custom tile work, white vanities, and quartz countertops in all bathrooms for a cohesive modern look. Additional highlights include an attached two-car 240V EV-ready garage, resort-style community pool and spa, and secure gated entry. FHA and VA Approved! Perfectly positioned across the street from Martin Luther King Jr. Park, which offers a skate park, baseball fields, soccer fields, and a tot lot, this home provides exceptional recreation options right at your doorstep. Experience the best of coastal living with comfort, style, and convenience all in one beautiful package!
Listing agent: Gina Huggins DRE #01243739 gina.huggins@redfin.com, Listing office: Redfin Corporation
MLS data updated 10/26/2026, 5:04:19 PM PT
Source: CRMLS, MLS #: 250043003SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 12, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$855,000Closed sale · Dec 12, 2025ZIP 92056 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.