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Welcome to the highly sought-after gated community of St. Cloud. As you approach the house, you are reminded of the welcoming front porch of a traditional cottage. When you enter the home, you are surrounded by thoughtful and elegant design choices from the slab-cut Carrera marble surfaces on the custom-built-in cabinets in the living room that frame the beautiful marble hearth with a subtle marble floral design to the front window ledges. All this adds a sophisticated design aesthetic to the home. In the kitchen, stylish cabinetry with oiled bronze fixtures and a custom-crafted range hood over a subtle marble floral tile backsplash elevates the kitchen, as do the high-end KitchenAid appliances. A large island with farmhouse pendant lights and a large sink makes for the perfect entertaining space. A wall of light from the sliding doors to a private patio extends the entertainment space for quintessential California living. The main floor is finished off with a stylish half bathroom. The light, warm-toned LVP floors give a contemporary coastal vibe on the main floor, and continue up the stairs as well as throughout the second floor. More impressive custom design touches upstairs add to the consistency of the contemporary classic vibe. Three generously sized bedrooms upstairs, along with a full guest bathroom and laundry room with a sink and high-end appliances, finish off the second floor. The large owner's suite with walk in closet and a stylish bathroom is a calm oasis. The beautiful black and white penny tile in the owner's bathroom shower is a nod to vintage classic styling. The large shower soapbox is adorned with a marble basketweave tile. Elegant fandeliers complete the look in the bedrooms along with oiled bronze hardware and crystal door knobs. The home is also equipped with a two-car garage and state-of-the-art upgraded safety and security features, a water softening system, an on-demand tankless water heater with a water leak detector, and an EV hookup, all supported by Cat 5 wiring. This highly coveted and much-loved gated community has a newly resurfaced pool deck and pool tiles, along with the clubhouse and exercise area. Green spaces and children's play areas are wonderful added features.
Listing agent: David Colley DRE #01978116 davecolley1865@gmail.com, Listing office: HomeSmart Realty West
MLS data updated 10/20/2026, 1:04:35 AM PT
Source: CRMLS, MLS #: NDP2601264
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 10, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$860,000Closed sale · Apr 10, 2026ZIP 92056 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.