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Elegant coastal living in this beautifully upgraded 2-story home in The Cottages of St. Cloud. Just 6 miles from the beach, this impeccably maintained home features high quality upgrades and is thoughtfully designed for entertaining & everyday living. With a well-situated location away from street noise & foot traffic, essentially one shared wall & no street frontage, it lives like a peaceful detached home with ocean breezes flowing through the courtyard. Refined upgrades throughout: Crown molding, wood-like tile flooring, recessed lighting and an upgraded fireplace w/stone facade & wood mantle. Living & dining areas flow into a well-appointed kitchen w/abundant cabinetry, granite countertops, full backsplash, stainless steel appliances, generous counter seating and pendant lighting. Four-paneled glass sliders frame a garden view, seamlessly connecting indoor and outdoor spaces for gatherings or quiet enjoyment. Upstairs, a private hallway w/a built-in cabinet leads to the tranquil primary suite, a serene retreat with a tray ceiling and multiple windows filling the space with natural light. The ensuite bath includes dual vanities, private water closet and pristine walk-in shower with bench. Two additional bedrooms share a well-appointed hall bath. A convenient upstairs laundry room w/cabinetry, sink & LG washer/dryer (incl). Abundant storage: Upstairs linen cabinets, custom CA Closets organizers in all 3 bedrooms and under-stair closet. 2-car garage w/insulated roll-up door and 2 overhead storage racks. Additional features: dual-pane windows, tankless water heater and energy-efficient design for year-round comfort w/minimal AC use (See full Amenities PDF uploaded in MLS). Enjoy resort-style amenities: Jr. Olympic-size pool, spa, gym, basketball court, clubhouse & picnic areas. Centrally located near schools, shopping, dining and beaches, w/easy access to I-5 & SR-76/78. Come live the coastal lifestyle in this highly sought-after community.
Listing agent: Janet Hu DRE #01912009 janet@janethu.com, Listing office: Berkshire Hathaway HomeService
MLS data updated 10/20/2026, 8:56:04 AM PT
Source: CRMLS, MLS #: NDP2502645
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 12, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$880,000Closed sale · May 12, 2025ZIP 92056 · May 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.