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Assumable Mortgage! Inquire for Details! Welcome to St. Cloud, one of Oceanside’s most desirable gated communities in coastal North County! This magnificent 2016-built Rancho Del Oro townhome has been meticulously maintained by its single owner and features nearly all original builder upgrades. Offering 1,795 sq ft of bright, functional living space, this two-story, 3-bedroom, 2.5-bathroom property is one of the few prized end-units in the neighborhood, boasting the largest covered front porch, and longest private patio in the community. All main living areas flow seamlessly across the 1st floor, creating an open, light-filled layout perfect for entertaining. At the heart of the home is a beautifully appointed kitchen featuring distinctive leathered granite countertops with a rich, textured finish, expansive cabinetry, and abundant prep space connecting directly to the living and dining areas. The private patio extends your living outdoors—complete with plumbing for natural gas and a drained garden area that easily converts into a private pet area. Upstairs, all three bedrooms offer quiet retreats. The spacious primary suite features an adjoining primary bath and a generous walk-in closet with exceptional storage. The well-proportioned secondary bedrooms provide ideal flexibility for family, guests, or a dedicated home office. Everyday convenience is maximized with a dedicated upstairs laundry room situated near the bedrooms. Enjoy resort-style community amenities including a half-Olympic size swimming pool with cabanas, multiple outdoor lounging and shaded seating areas, clubhouse, fitness center/gym, and BBQ dining spaces set among mature landscaping and walking paths. Located directly across the street from an expansive public park with walking trails, ball fields, a hockey rink, and a skatepark—flanked by Oceanside elementary and middle schools. Just a 3-minute drive to the Frontwave Arena and 9 minutes to Oceanside beaches, with immediate access to Mesa Dr, Old Grove Rd, and Ocean Ranch Blvd for effortless dining, shopping, and commuting. Beautiful end-unit home. Gated security. Premier coastal location.
Listing agent: Greg Gorsuch DRE #01710272 Greg@cpmrealty.us, Listing office: CPM Realty
MLS data updated 10/19/2026, 10:06:18 AM PT
Source: CRMLS, MLS #: NDP2607921
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 25, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$875,000Closed sale · Sep 25, 2026ZIP 92056 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.