Opening page…
Opening page…
Opening home details…
Beautifully maintained single story townhome located in The Villas at Whispering Palms, offering effortless living in one of Rancho Santa Fe’s most desirable communities. Set on a quiet cul-de-sac with three exposures and exceptional natural light, this rarely available end residence is in move-in ready condition with the opportunity to personalize over time. Vaulted ceilings and expansive windows create an airy, welcoming atmosphere. The open living and dining areas flow seamlessly to a private back patio, perfect for indoor-outdoor entertaining, relaxed evenings, and weekend gatherings. The kitchen is equipped with Bosch appliances and gas cooking, complemented by a whole-home water filtration system and an updated HVAC system for year-round comfort.Two bedrooms and two bathrooms offer a comfortable and functional layout, with two private patios surrounded by mature landscaping and serene community surroundings. The attached garage features abundant built-in storage cabinets, additional attic storage, and an electric vehicle outlet, providing exceptional functionality and convenience. Residents of The Villas enjoy access to their own private neighborhood pool, creating a relaxed, resort-style setting just steps from home. Ideally situated immediately adjacent to the newly renovated La Valle Coastal Club and the boutique Guesthouse Hotel at La Valle, offering championship golf, tennis, pickleball, fitness facilities, spa services, dining, and social amenities.Surrounded by rolling fairways, equestrian estates, and coastal breezes, this home offers access to some of the most beautiful weather in the country. Beaches are just minutes away, and downtown San Diego is less than 30 minutes from your door. Currently the most attainable home on the market in Rancho Santa Fe, this property presents a rare opportunity for a young family, snowbirds, transitional buyers, or investors seeking long-term value. A true gateway to the Rancho Santa Fe lifestyle.
Listing agent: Melinda Sarkis DRE #02105876 melinda@melindastockmal.com, Listing office: Coldwell Banker Realty
MLS data updated 10/29/2026, 4:48:52 AM PT
Source: CRMLS, MLS #: NDP2601600
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 12, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,540,000Closed sale · Mar 12, 2026ZIP 92091 · Mar 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.