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Closed
- Listed price
- $1,599,000
- Listed Feb 20, 2026 · $675/sq ft
- Sold price
- $1,550,000
- Sold Apr 20, 2026
2,370 sqft|4,051 sqft lot|1969 Built|34 MLS days on market
404 Monterey Ave, Capitola, CA 95010
Property Description
This well located Capitola duplex features two spacious 2 bedroom, 1 bath units, each offering comfortable living in one of the most desirable coastal communities in Santa Cruz County. Both units include bright living areas, functional kitchen layouts, and well proportioned bedrooms. The property provides excellent flexibilityideal for owner occupants, multi generational living, or investors seeking strong rental demand in a beachside market. Two units, each with 2 bedrooms and 1 bathroom Open living and dining areas with good natural light Efficient kitchens with ample storage Private entrances for each unit 2 Car Garage and Street parking Outdoor space suitable for relaxing or gardening (optional detail) Located near Capitola Village, beaches, shopping, dining, and commuter routes Strong rental potential in a high demand coastal neighborhood Each Unit has their own separate Laundry Rooms Ideal For Investors looking for a stable rental property Buyers seeking to live in one unit and rent the other Families needing separate but nearby living spaces Anyone wanting to enjoy the Capitola lifestyle walkable, coastal, and charming
Listing agent: Bill KerriganDRE #00890454wtkerrigan@gmail.com, Listing office: Gonzalez Properties
MLS data updated 10/26/2026, 5:51:35 AM PT
Source: CRMLSMLS #: ML82035702
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Price & property history
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Last recorded sale$1,550,000
Apr 20, 2026
Available records22026
From MLS recordsActual listing and closing events
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,550,000Closed sale · Apr 20, 2026ZIP 95010 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.This home · 2 price recordsFeb 20, 2026 – Apr 20, 2026
ZIP 95010 · same property typeLoading eligible closed sales…
Freddie Mac · national weekly ratesLoading mortgage-rate history…
Recorded sales in this period (1)
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
View listing & sale records
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.