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Rare assumable FHA loan opportunity at 3% interest. Rare chance for first-time buyers and investors alike. Whether you're looking to establish roots, or generate rental income, this property offers exceptional value and versatility. This charming two-story townhome in the desirable Northpoint Village community of Santa Maria is well-maintained, features 3 bedrooms, 2.5 bathrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy a spacious floor plan with a cozy fireplace, granite countertops, water softener, track lighting, and an attached two-car garage. The primary suite offers dual sinks and ample storage, while the additional bedrooms provide flexibility for a variety of needs. Located on a quiet cul-de-sac, residents enjoy access to community amenities including a heated pool, spa, tennis courts, playground, and picnic area. Conveniently located near shopping, dining, parks, and commuter routes, this home offers comfort, convenience, and low-maintenance living.
Listing agent: Fernando Eichhorn DRE #02236104 fernando.eichhorn@exprealty.com, Listing office: EXP Realty of Northern California, Inc.
MLS data updated 10/16/2026, 11:20:55 PM PT
Source: CRMLS, MLS #: SN26131210
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 15, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$560,000Original asking price · Jun 15, 2026ZIP 93455 · Jun 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.