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Highly upgraded home with 4 bedrooms + loft, 3.5 baths on a premium view lot! Home features sunrise and sunset views with a main floor junior suite featuring a full bath and private door to the backyard and upstairs laundry room with sink. One of only 32 luxury homes built by DR Horton’s luxury division called Emerald Homes (https://www.drhorton.com/family-brands---emerald) as the Saratoga development of Horse Creek Ridge. This home comes standard with high-end features such as top-of-the-line Electrolux ICON appliances, all Quartz countertops throughout, 42” fireplace in the great room, features not found in the other homes in the area. This model also has a fabulous sunset view from the backyard, that is very private, and views of the sunrise and Monserrat Mountain from the extra-large front porch. It features an extra wide side yard that is fully paved. Add to that the optional features purchased with this home, including a fully paid 4kW solar system, top-of-the-line flooring including solid hardwood downstairs, a California Room (covered patio), an acrylic soaking tub with a separate fully tiled shower in the master bath, full SMART HOME panel with all the features, and many more. There are over $80K of high-end upgrades that have been added to this home. Highlights include hardwood shutters on every window, a huge custom island in the kitchen, an Alumawood lattice patio cover with custom stone pillars, top-of-the-line Lynx grill with pro-sear burners in a large custom stone island, 24” built-in stone firepit (all permitted), and 1000 sqft for RCP pavers throughout the front and backyard. Fully landscaped, including over 50 mature plants, 2 olive and 1 cherry tree in the rear yard along with 200 sqft of beautiful artificial turf. Fully automatic, wifi enabled sprinkler system, complete drainage system, and rain gutters front and rear. This Community provides a resort style clubhouse with pool and spa just down the street, hiking trails including the trailhead to the Monserrat Mountain trail just down the street, 7 private parks and so much more. This home is freeway-close to the I-15, and downtown Fallbrook and Bonsall are close by. All this and much more. Too much to mention here – call to set-up an appointment to see this unique property.
Listing agent: Mike Stanicek DRE #02056443 mike@stanicek.realtor, Listing office: RJ Campo Realty, Inc
MLS data updated 10/19/2026, 4:35:40 AM PT
Source: CRMLS, MLS #: NDP2112364
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 10, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$900,000Closed sale · Dec 10, 2021ZIP 92028 · Dec 2021
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.