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Premier luxury home in the highly sought-after Horse Creek Ridge community, offering a spacious 3,844 sq ft floor plan with PAID SOLAR, 5 bedrooms (4 with ensuite baths), and stunning indoor–outdoor living. This upgraded residence features a gourmet chef’s kitchen, a large upstairs loft, and a private entertainer’s backyard—checking every box buyers look for: move-in ready, turn-key, spacious, private, and beautifully upgraded. This home also includes a fully paid 5kW solar system, a two-car garage with tandem area, expanded gated parking, and a rare three-car driveway—ideal for extra vehicles, RV, or toys. Living in Horse Creek Ridge means resort-style amenities: 7 private parks, clubhouse, pool, spa, and scenic hiking trails including the Monserrat Mountain Trailhead. Step inside to a bright, open-concept layout filled with natural light and designer finishes. The chef’s kitchen boasts GE and Café appliances, quartz countertops, custom cabinetry, a walk-in pantry and butler’s pantry, and a stylish backsplash—perfect for entertaining or hosting holidays. The family room includes a cozy fireplace and flows seamlessly into the oversized dining area, creating the ideal great room for modern living. Luxury vinyl plank flooring, plantation shutters, and thoughtful upgrades add elegance throughout the main floor. Upstairs, a spacious loft provides the perfect bonus room for a home theater, game room, or second living space. All five bedrooms are generously sized, with four featuring private ensuite bathrooms, offering comfort and convenience for family, guests, or multi-generational living. Outside, enjoy a low-maintenance, drought-tolerant yard with a custom putting green, private courtyard, and plenty of space for entertaining. This home also includes a fully paid 5kW solar system, a two-car garage with tandem area, expanded gated parking, and a rare three-car driveway—ideal for extra vehicles, RV, or toys. Living in Horse Creek Ridge means resort-style amenities: 7 private parks, clubhouse, pool, spa, and scenic hiking trails including the Monserrat Mountain Trailhead. With quick I-15 access, you're minutes from Fallbrook, Bonsall, Temecula, and all major conveniences.
Listing agent: Goran Forss DRE #01711806 goran@teamforss.com, Listing office: Team Forss Realty Group
MLS data updated 10/19/2026, 2:01:20 AM PT
Source: CRMLS, MLS #: SW25263818
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 11, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,050,000Closed sale · Mar 11, 2026ZIP 92028 · Mar 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.