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Potential Rate Buydown! This stunning 4-bedroom, 3.5-bath, 3,205 sq ft two-story home is located in the highly sought-after Horse Creek Ridge community of Fallbrook. Built in 2021 and set on a 7,575 sq ft lot, this beautifully upgraded home offers luxury, comfort, and energy efficiency. Step inside to find luxury plank flooring on the main level, tile in all bathrooms, and plush carpet upstairs. The gourmet kitchen is a chef’s dream, complete with granite countertops, an oversized island that seats five, double ovens (one with built-in convection and air fryer), and a butler’s pantry with an additional walk-in pantry. The open-concept living area flows seamlessly outdoors through center-open sliding doors, leading to a private backyard oasis with an outdoor kitchen, TV hookups, built-in speakers, and a 5-person spa with waterfall feature, perfect for entertaining or relaxing. The primary suite offers a tranquil retreat with its own private balcony and a spa-inspired bath. Additional upgrades include: Solar (NEM 2.0), EV charging hookup, 8’ Roman-style interior doors, Ceiling fans & whole house fan, Water softener & filtration system, Security system, Low-maintenance landscaping, Low HOA fees. This exceptional property blends thoughtful design, smart home features, and resort-style outdoor living. Don’t miss your chance to call this home.
Listing agent: Carol Morrow DRE #01463404 CarolLusidia.Morrow@cbrealty.com, Listing office: Coldwell Banker Realty
MLS data updated 10/20/2026, 2:06:45 PM PT
Source: CRMLS, MLS #: 250025019SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 24, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,050,000Asking price recorded · Jun 24, 2025ZIP 92028 · Jun 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.