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Turn-key home in the highly desirable Horse Creek Ridge community! This beautifully maintained 4-bedroom, 3-bath home built in 2020 is located just a few blocks from the community clubhouse and features PAID-OFF SOLAR for major energy savings. Refreshed with NEW INTERIOR PAINT and BRAND NEW CARPET , this home is truly move-in ready. The bright open-concept floor plan offers a modern kitchen with quartz countertops, stainless steel appliances, a large center island, and spacious dining area, perfect for entertaining. The first floor includes a bedroom and full bathroom, ideal for guests or multigenerational living. Enjoy the private backyard with a charming vegetable garden. Residents of Horse Creek Ridge enjoy resort-style amenities including pools, clubhouse, parks, and scenic walking trails. Welcome to this stunning and meticulously maintained 4-bedroom, 3-bathroom home in the highly desirable Horse Creek Ridge community! This energy-efficient home comes with PAID OFF SOLAR, offering substantial savings on utility costs. Step inside to a spacious open-concept great room, featuring a modern kitchen with quartz countertops, stainless steel appliances, a large center island, and a generous dining area—perfect for entertaining. The first floor includes a guest bedroom and full bathroom, ideal for visitors or multigenerational living. Enjoy the beautifully landscaped backyard, complete with a little charming vegetable garden for homegrown produce. Horse Creek Ridge offers resort-style amenities, including a clubhouse with multiple pools, a gourmet kitchen, indoor and outdoor fireplaces, BBQ areas, and plenty of space to relax or entertain.
Listing agent: Catalina Duque DRE #01782405 cduquerealtor@gmail.com, Listing office: Michael Gaddis, J.D. Realty Group
MLS data updated 10/20/2026, 12:51:45 AM PT
Source: CRMLS, MLS #: 260005630SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 13, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$865,000Closed sale · May 13, 2026ZIP 92028 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.