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Perched at the top of Horse Creek Ridge, this stunning 5 bed, 4.5 bath home is a dream come true! With breathtaking hillside views, miles of trails nearby, and a bright, airy layout, this highly upgraded home is the ideal blend of elegance and comfort. And it can be all yours with an ASSUMABLE VA LOAN AT 3.1%!! Enter inside to a grand two-story entry that makes a statement! The open floor plan is designed for entertaining, featuring a gourmet kitchen with an oversized island, modern appliances, and a butler’s pantry. The inviting living room is anchored by a cozy fireplace, while the formal dining space is ideal for hosting dinner parties. Need extra space? The first-floor bedroom and bath combo is an ideal guest suite or private home office. Upstairs, the primary suite is your personal retreat, complete with a private deck to soak in those incredible views. The additional bedrooms offer plenty of space for guests or whatever your heart desires. And let’s talk about that backyard! With summer just around the corner, your private pool with a baja shelf and attached spa is calling your name. Fire up the grill under the covered patio, lounge poolside, and enjoy those warm California nights. Oh, and did we mention OWNED SOLAR? This home is more than just a place to live—it’s a lifestyle. Don’t miss your chance to make it yours! Perched at the top of Horse Creek Ridge, this stunning 5 bed, 4.5 bath home is a dream come true! With breathtaking hillside views, miles of trails nearby, and a bright, airy layout, this highly upgraded home is the ideal blend of elegance and comfort. Enter inside to a grand two-story entry that makes a statement! The open floor plan is designed for entertaining, featuring a gourmet kitchen with an oversized island, modern appliances, and a butler’s pantry. The inviting living room is anchored by a cozy fireplace, while the formal dining space is ideal for hosting dinner parties. Need extra space? The first-floor bedroom and bath combo is an ideal guest suite or private home office. Upstairs, the primary suite is your personal retreat, complete with a private deck to soak in those incredible views. The additional bedrooms offer plenty of space for guests or whatever your heart desires. And let’s talk about that backyard! With summer just around the corner, your private pool with a baja shelf and attached spa is calling your name. Fire up the grill under the covered patio, lounge poolside, and enjoy those warm California nights. Oh, and did we mention owned solar? This home is more than just a place to live—it’s a lifestyle. Don’t miss your chance to make it yours!
Listing agent: Lynn Rinner DRE #01842221 Lynn@LoveYourHomeSD.com, Listing office: Coldwell Banker Realty
MLS data updated 10/19/2026, 5:53:14 AM PT
Source: CRMLS, MLS #: 250020740SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 23, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,160,000Closed sale · Apr 23, 2025ZIP 92028 · Apr 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.