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Contingent on Cancellation of Current Escrow. Welcome to this exceptional, extensively upgraded home on a cul-de-sac in the highly sought-after Horse Creek Ridge community of Fallbrook. Designed for modern living, this spacious 3 car home features a desirable first-floor bedroom suite, abundant natural light, generously sized bedrooms, and a luxurious primary retreat with a spa-inspired bath, soaking tub, separate shower, dual vanities, and an oversized walk-in closet. The open-concept floor plan showcases luxury vinyl plank flooring, quartz countertops, designer lighting, a butler’s pantry, office nook, oversized sliding glass door, floor-to-ceiling shiplap fireplaces in the living room and primary suite, plantation shutters, Roman shades, ceiling fans throughout, and a versatile loft. The beautifully landscaped backyard is perfect for entertaining with an expansive patio, spa and gazebo, pre-plumbed outdoor kitchen, tropical landscaping, and SMART irrigation. Premium upgrades include owned solar, whole-house fan, water softener, Tesla 220V EV charger, epoxy garage floors, built-in garage storage, SMART garage door opener, Lorex security cameras, upgraded insulation, HVAC UV air purification, decorative security screen door, and perwired exterior outlets for holiday lighting. The downstairs suite includes a queen-size Murphy bed, offering flexibility for guests or multigenerational living. Move-in ready and loaded with upgrades! Residents of HCR enjoy an array of community amenities, including two resort style swimming pools, clubhouse, basketball hiking trails, and more.
Listing agent: Carol Morrow DRE #01463404 CarolLusidia.Morrow@cbrealty.com, Listing office: Coldwell Banker Realty
MLS data updated 10/19/2026, 4:11:54 AM PT
Source: CRMLS, MLS #: 260017883SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 30, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,000,000Closed sale · Sep 30, 2026ZIP 92028 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.