Opening page…
Opening page…
Opening home details…
Only ten of these models were built in Fallbrook's sought-after Horse Creek Ridge community! This beautifully maintained home is perfect for multi-generational living, offering a blend of comfort, function, and style with 3 spacious bedrooms, 3 full baths, and a versatile upstairs loft. Light, bright, and designed for modern living. The open layout features a great room with cozy fireplace, a spacious dining area, and a chef's kitchen with quartz countertops, stainless steel appliances, and a large island with seating. Additionally, there is a Flex Room separated by plantation shutters that is currently used as a dining room, but could also serve as a private home office. The first-floor luxury primary retreat features an expansive en-suite bath and a large walk-in closet. An additional bedroom and full bath on the opposite side of the main level are ideal for guests. Upstairs is perfect for multi-generational living with a guest suite, full bath, extra storage, and a spacious loft area that can be used as a second family room, game room, or media room. Enjoy added custom storage throughout the home, including a walk-in pantry in the laundry room, linen closets, an under-stair pantry, and pull-out shelving. The backyard is fully finished with patio, turf, and river rock - beautiful and completely maintenance-free. Additional highlights include PAID solar, wood look tile, whole house water filtration system, Quiet Cool fan, epoxy garage floors, dual-zone A/C, and a tankless water heater. Horse Creek Ridge residents enjoy a community pool, parks, hiking trails, expansive views - plus all that North County San Diego has to offer - wineries, golf, dining, and scenic recreation. Best of all, it is located just 20 miles from the coast! Schedule a showing today on this Better Than New model that rarely hits the market!
Listing agent: Felicia Morales DRE #01471238 felicia@luminabroker.com, Listing office: Lumina Real Estate & Lending
MLS data updated 10/19/2026, 8:32:45 AM PT
Source: CRMLS, MLS #: SW25253586
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 20, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$930,000Closed sale · Feb 20, 2026ZIP 92028 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.