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Enjoy the finest of Fallbrook living in this immaculate 3 bed, 3 bath luxury Horse Creek Ridge home with fully paid solar. Past the long spacious driveway and lush landscaping of the front yard, awaits your new home with a bright open concept kitchen, upgraded stainless-steel appliances and InstaHot faucet. The 4-seat bar connects diners with the family chef. Generous pantry helps keep large unwanted items off the granite countertops. The ground floor primary suite ensures you will enjoy the space without needing to walk the stairs. Primary bedroom enjoys a picture window view of the serenely private backyard and includes a large soaking tub, spacious step-in shower, and a massive walk-in closet. There is also a first-floor secondary bedroom next to a 3-piece bath. Upstairs you find the third bedroom next to a 3-piece bath and an expansive loft. Your private backyard features Italian stone patio and automated awning for shade on command complete with lush, low-maintenance landscaping provides a calming influence at the end of a long day as you take in the gorgeous Fallbrook sunset. Home also includes luxury vinyl plank flooring, high end window treatments (plantation shutters, remote control motorized roller blinds), and tankless water heater. High ceilings in the garage provide outstanding storage opportunities. Horse Creek Ridge is a community of recently built homes and offers a commuter-friendly location just minutes to both the 15 and 76; and includes amenities such as the Harvest House community center, pools, barbecues, playgrounds, sports complex, and direct access to the Monserate Mountain hiking trail network. You’re new life is just a short drive to the welcoming small town atmosphere of downtown Fallbrook, where you’ll see faces you know as you shop local grocery stores, coffee shops, restaurants, art studios, farmer’s market or attend many of the town’s fun events such as the Avocado Festival, Vintage Car Show, Farmer’s Market, Bob Burton Center for the Arts, Playhouse Theater, Art Center Shows, Library events, Veteran's Day, 4th of July and Christmas parades.
Listing agent: Mike Stine DRE #02022022 mikestine87@gmail.com, Listing office: eXp Realty of Southern CA
MLS data updated 10/19/2026, 9:13:35 AM PT
Source: CRMLS, MLS #: NDP2603222
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 7, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$824,000Closed sale · Jul 7, 2026ZIP 92028 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.