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Perched on a quiet hillside in the highly sought-after Loma Portal neighborhood of Point Loma, this beautifully updated cottage blends timeless character with thoughtful modern enhancements. Refined curb appeal welcomes you with newly painted exterior accents and inviting front and rear decks that create the perfect setting to enjoy colorful sunset skies, neighborhood views, and refreshing coastal breezes. Inside, light-filled living spaces are enhanced by luxury pet-grade turf-inspired ease outside and luxury vinyl plank flooring inside, recessed LED lighting, dual-pane windows, and an abundance of natural light. The thoughtfully reimagined kitchen showcases quartz countertops, open shelving, pantry storage, gas cooking, newer appliances, a large single-basin sink, and a versatile breakfast bar ideal for everyday living and entertaining. Completed in 2021, the extensive renovation included the kitchen, bathroom, flooring, fixtures, and finishes, creating a home that feels both stylish and welcoming. Additional highlights include a skylit primary bedroom, in-unit laundry with newer stacked washer and dryer, ceiling fans throughout, a tankless water heater, and a newer roof installed in 2021. The outdoor spaces have been transformed into a private retreat that seamlessly extends the home's living area. Beautifully curated landscaping balances hardscape and lush greenery, creating inviting destinations for gardening, outdoor dining, relaxing around the fire pit, or enjoying the expansive decks with family and friends. The guest bedroom opens directly to the backyard, enhancing the indoor-outdoor lifestyle. Situated on a generously sized lot with alley access, the property offers exceptional potential for expansion, a detached ADU with its own private entrance, or multigenerational living. Due to the lot's topography, a future ADU may enjoy views of the Point Loma Peninsula. Tucked away on a non-through street with minimal traffic, yet ideally located near Liberty Station, Point Loma Village, Ocean Beach, downtown San Diego, San Diego International Airport, and highly regarded schools, this is a rare opportunity to enjoy the best of Point Loma living today while investing in the possibilities of tomorrow.
Listing agent: Melissa Goldstein Tucci DRE #01380034 sold@melissatucci.com, Listing office: Melissa Goldstein Tucci
MLS data updated 11/1/2026, 5:35:31 PM PT
Source: CRMLS, MLS #: 260017517SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 30, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,035,000Closed sale · Jul 30, 2026ZIP 92106 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.