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Welcome to a fantastic opportunity, a blank canvas to make improvements in North Merced! This spacious single-story home offers 1,981 sq. ft. of living space and features 4 bedrooms and 2 full bathrooms, in an established neighborhood cul-de-sac with established trees and low maintenance yards. Inside, you'll find an open and functional layout with a comfortable living room up front, and a separate family room open to kitchen and dining room — ideal for hosting gatherings, spreading out with loved ones, or great for having separate living areas ideal when two different things are going on in one household and everyone needs their own space... The kitchen is open to dining room and family room and has already been updated with beautiful granite countertops and a functional and convenient dining bar, providing a great space for quick meals, extra prep space, or casual entertaining. Kitchen window is a pass through window with shelf/bar outside under patio for handing out snacks and drinks to swimmers and patio dwellers. Step outside and imagine relaxing under the large arbor-style covered patio or enjoying sunny days in your fenced-in pool — the perfect place for a quick attitude adjustment during Merced’s hot summer months! While the home has solid bones and several updates already in place, it does offer a unique opportunity for a buyer who’s ready to add value through minor cosmetic improvements. Whether it's fresh paint, flooring updates, or personal style upgrades, there's room here to make it truly your own now or over time. Another plus is the recently purchased Heat and A/C system for added comfort and peace of mind. Located just minutes from UC Merced, major shopping centers, many popular dining spots, and right around the corner from highly desirable Peterson Elementary School, this home checks all the best location boxes. Perfect for a first-time buyer or someone looking for a well-priced home with room to personalize and make it your own. This is your chance to invest in a great neighborhood and build equity along the way. Perfect for a FHA 203K Rehab Loan. Ask your lender how to wrap your repairs into your loan. Home to be sold AS IS.
Listing agent: Monica Franks DRE #01269788 cntrlvallyagent@aol.com, Listing office: Homesmart PV & Assoc., Merced
MLS data updated 10/28/2026, 4:59:53 PM PT
Source: CRMLS, MLS #: MC25219200
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 9, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$385,000Closed sale · Dec 9, 2025ZIP 95340 · Dec 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.