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Beautiful Two-Story Charmer Built in 2018–Absolute Must-See! Welcome to this stunning, energy-efficient home with leased solar, ideally positioned on a premium corner lot in the highly desirable, family-oriented community of Horse Creek Ridge in Fallbrook. Surrounded by scenic rolling hills & open skies, this home offers the perfect blend of comfort, style & modern living. Featuring 1911 SF, this thoughtfully designed residence includes 4 bedrooms with a highly sought-after downstairs bedroom, 3 full bathrooms including a full bath on the main level & a 2-car garage. The spacious primary suite is a private retreat with walk-in closet, soaking tub, separate shower & an oversized bedroom filled with natural light. The gourmet kitchen is an entertainer’s dream, showcasing granite countertops, stainless steel appliances, abundant cabinetry & a large center island. The open-concept layout flows seamlessly from the kitchen to the dining & family rooms—perfect for gatherings, celebrations & everyday living. Upstairs, a versatile loft provides additional space for relaxing, working or entertaining. Horse Creek Ridge offers resort-style amenities including pools, parks, playgrounds, walking & equestrian trails & wide open green spaces. Enjoy quick access to I-15 and Highway 76, plus the convenience of nearby Palomar College Annex. Residents love the peaceful, close-knit atmosphere, walkable design & active lifestyle filled with outdoor enjoyment & community events. This home truly has it all--location, layout, lifestyle, and value. Call today to preview!
Listing agent: David Pastor DRE #01323066 DaveTheRealtor4u@gmail.com, Listing office: HomeSmart Realty West
MLS data updated 10/25/2026, 12:25:58 AM PT
Source: CRMLS, MLS #: 260002654SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 2, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$685,000Closed sale · Jun 2, 2026ZIP 92028 · Jun 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.