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USDA LOAN ELIGIBLE. QUALIFIED BUYERS MAY QUALIFY FOR USDA NO MONEY DOWN/LOW MONEY DOWN LOAN. Thoughtfully positioned to capture sweeping mountain vistas and breathtaking sunset views, this nearly new 2024-built residence offers elevated countryside living in the desirable Citro Community of Fallbrook. This beautifully designed 4-bedroom, 3-bath home blends modern comfort, energy efficiency, & smart technology with serene rolling hill surroundings. The versatile floor plan is ideal for today’s lifestyle, featuring a full bedroom and bathroom on the main level—perfect for guests, multigenerational living, or a private home office. The main living area showcases a bright open-concept layout where the kitchen and living space flow seamlessly together, creating a welcoming environment for everyday living and entertaining. The upgraded kitchen stands out with granite countertops and backsplash, crisp white cabinetry, modern hardware, and a spacious walk-in pantry that provides exceptional storage. Numerous builder upgrades enhance the home throughout, including upgraded luxury vinyl plank flooring, tiled bathrooms, ceiling fans, and a tankless water heater. The home also features owned solar panels, central air conditioning, and Smart Home technology allowing you to conveniently control temperature and lighting from your phone. Upstairs, you’ll find the remaining bedrooms and bathrooms along with a full laundry room equipped with side-by-side full-size washer and dryer. Outdoor living is just as inviting, with peaceful countryside views from the expansive upstairs balcony and a covered patio below overlooking the landscaped yard with lush grassy space—perfect for relaxing, play, or entertaining. Residents of the Citro community enjoy resort-style amenities including a community center, pool, dog park, community garden, and approximately 14 miles of scenic hiking and biking trails. Nearby Willow Grove Park offers a convenient playground, while Mount Monserrate provides popular hiking trails with rocky terrain and panoramic summit views. Located within the highly regarded Bonsall Unified School District and just minutes from charming downtown Fallbrook, residents enjoy easy access to boutique shops, local wineries, equestrian facilities, and scenic outdoor recreation. Combining contemporary finishes, smart efficiency, and a prime view location in one of North County’s most sought-after newer communities, this move-in ready home delivers the perfect blend of comfort, style, and lifestyle.
Listing agent: David Zulick DRE #01313791 dave@zulickrealty.com, Listing office: HomeSmart Realty West
MLS data updated 10/20/2026, 5:11:14 AM PT
Source: CRMLS, MLS #: NDP2602327
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 29, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$850,000Closed sale · May 29, 2026ZIP 92028 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.