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Welcome to 331 Islander Street, a move-in-ready Oceanside home tucked away on a quiet street with the feel of a private cul-de-sac. Thoughtful updates, inviting outdoor living spaces, and exceptional long-term value come together to create a home that's as comfortable as it is practical. Inside, fresh new flooring creates a bright, cohesive feel throughout the open living spaces, while the updated kitchen and refreshed bathrooms provide a clean, modern look that's ready to enjoy from day one. A brand-new HVAC system delivers year-round comfort, and the dedicated laundry area with a utility sink adds everyday convenience. The beautifully landscaped front and back yards extend the living space outdoors, creating inviting areas for morning coffee, weekend gatherings, or relaxing under the custom pergola. The refreshed backyard features smooth pavers and a private hillside path that adds both character and a peaceful outdoor retreat. The solar panel system will be fully paid off by the seller at closing, allowing you to enjoy lower energy costs from day one without taking on a solar lease or loan. For eligible buyers, the opportunity to assume the home's exceptional 2.25% VA loan could represent substantial long-term financing savings compared with today's market rates. Conveniently located less than 15 minutes from the beach and approximately 10 minutes from Camp Pendleton, this home offers an ideal balance of comfort, convenience, and value. Combining thoughtful upgrades, inviting outdoor living, meaningful energy savings, and a peaceful neighborhood setting, 331 Islander Street is ready to welcome you home. Schedule your private tour today!
Listing agent: Zachary Cummins DRE #02083898 zcrealestateinc@gmail.com, Listing office: LPT Realty
MLS data updated 10/19/2026, 4:19:16 AM PT
Source: CRMLS, MLS #: NDP2606531
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 30, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,105,000Closed sale · Jul 30, 2026ZIP 92054 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.