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One of the few: Your own private concrete steps to sand, surf and fun in Cayucos. Scenic ocean views spanning from Morro Rock to Cayucos downtown and beyond! Whitewater and gorgeous sunsets. Three bedrooms, living room with a fireplace, full kitchen and two baths are on the main/upper level. A huge bonus room with 3/4 bath and additional laundry amenities are situated on lower level. Both levels look out to the deep blue ocean where you could watch the whales and dolphins swim by. Upper deck has been updated with a glass shield and guard rail, and wraps around the living area. Lower level opens to a covered patio and the steps to the beach. Property holds a vacation rental license. New flooring and new fencing installed in October 2018. Front patio is now covered, offering privacy and more outdoor living area.
Listing agent: Sherry Sim DRE #01385503 sherry@sherrysim.com, Listing office: SIM Real Estate
MLS data updated 10/19/2026, 9:23:38 AM PT
Source: CRMLS, MLS #: SC17075438
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Dec 21, 2018
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.