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Welcome to this lovely home located in the Terramonte community of Rancho Santa Margarita. Upon entry you are greeted by the elegant foyer, two story ceilings and a grand staircase. A formal dining room is gracefully positioned off of the sunken living room affixed to the massive kitchen. The kitchen is complemented by granite countertops, top of the line appliances including a built in gas range, double oven accompanied by recessed lighting. This meticulously considered floor plan offers a sizable downstairs bedroom and full bathroom. Making your way to the upper level you will find the luxurious master suite with a walk-in closet and a beautiful master bathroom. Two large additional bedrooms and a full bathroom with a dual vanity complete the upstairs. Other features of the home include a finished three car garage, an individual laundry room, two fireplaces and a covered patio.Rancho Santa Margarita amenities include summer concerts at Central Park, the Lake, 4 pools, the Beach Club Lagoon, sports courts, a splash pad, and extensive trails.
Listing agent: Jeb Smith DRE #01407449 jeb@jebsmith.net, Listing office: Coldwell Banker Realty
MLS data updated 11/4/2026, 7:16:15 AM PT
Source: CRMLS, MLS #: OC22097285
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 1, 2022
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,295,000Closed sale · Nov 1, 2022ZIP 92688 · Nov 2022
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.