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See the Ocean, Hear the Ocean, Smell the Ocean and Feel the Ocean! 316 McCarthy invites you to experience a truly exclusive and exceptional beach living on The Central Coast. Located on a corner lot, steps away from the beach, this property is a serene search for a great retreat or full time living. Enjoy amazing endless sunset views of the Pacific Ocean from the upstairs west facing balcony as well as the kitchen and living room. Spacious downstairs bedrooms lead out to a back patio for those summer time BBQs and night time bonfires. Permitted by both the county and coastal commission to be used as a licensed rental, this property offers a wealth of potential with plenty of space for trucks and off road toys as the Oceano Dunes entrance is a block away. Unbelievable opportunity as these homes this close to the beach don't come often! Take advantage of all that the Central Coast has to offer - beaches, wineries, golfing, and great weather. use this link in your browser to view the 3D tour: http://bit.ly/3bFb1CU
Listing agent: Christopher Salcido DRE #01982034 christopher.salcido@redfin.com, Listing office: Redfin Corporation
MLS data updated 10/20/2026, 11:08:52 PM PT
Source: CRMLS, MLS #: SC21049598
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 26, 2021
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93445 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.