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Welcome home to scenic Cayucos-by-the-Sea! This bright, two-level beach house blends a coastal-cottage vibe with modern traditional features. Enjoy ocean views from a private upper deck or head across the street to a charming, lush footpath that leads to public access beach stairs. As you enter the home from a courtyard seating area, an open hallway with tall ceilings and light tile floors leads to two large bedrooms with custom window coverings, attached single car garage, and secluded patio off the back bedroom. The shared downstairs galley-style bathroom expands to a mudroom/laundry room with lots of storage, conveniently located next to an external door leading to an outdoor shower. Wind up the attractive open staircase to find a bright, cozy kitchen and living area with a gas fireplace, hardwood floors, media nook, views of Estero Bay from wrap-around window, and a powder room. Through the kitchen, sliding doors lead to the upper deck with modern glass surround. The upper ensuite bedroom has a double-wide closet with a full bath or can be used to expand additional living space. The home also offers established, low-maintenance landscaping, a fenced back yard, concrete roofing, and ample driveway parking. Easy access to Hwy 1, Downtown Cayucos, neighboring Morro Bay, and nearby coastal communities.
Listing agent: Catherine Stone DRE #00917365 catherinestone@att.net, Listing office: Central Coast Real Estate
MLS data updated 10/20/2026, 2:17:10 PM PT
Source: CRMLS, MLS #: SC23036918
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 12, 2023
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,450,000Closed sale · Oct 12, 2023ZIP 93430 · Oct 2023
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.