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Welcome to 3092 Studio Drive — an exceptional oceanfront retreat set within a small gated community. Perfectly positioned along the coastline, this 2-bedroom, 2-bathroom home offers a rare opportunity to experience true Central Coast living with unobstructed, panoramic ocean views and a spectacular location. Thoughtfully and extensively remodeled, the residence showcases quality upgrades throughout, blending coastal elegance with modern comfort. Light-filled interiors create a warm and inviting atmosphere, while expansive windows capture the natural beauty of the surrounding shoreline. Step outside to the beautifully re-designed back deck — an ideal setting to relax, entertain, and take in breathtaking sunsets over the Pacific. With direct beach access approximately 50 yards from the home, you’ll enjoy effortless walks to Cayucos’ sandy shoreline. Additional highlights include a 2-car garage and a rare side yard featuring low-maintenance landscaping — an uncommon and valuable feature for oceanfront properties in this area, offering additional space to unwind and enjoy the coastal lifestyle. Located in the charming beach town of Cayucos, known for its laid-back atmosphere and pristine coastline, this is a truly special property that must be seen to be fully appreciated.
Listing agent: Michele Smith DRE #01143667 michelesmithcentralcoast@gmail.com, Listing office: eXp Realty of California, Inc.
MLS data updated 10/19/2026, 6:11:03 AM PT
Source: CRMLS, MLS #: NS26056861
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 25, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,775,000Closed sale · Jul 25, 2026ZIP 93430 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.